Patrick is an experienced commercial banker and strategic business segment leader of over 20 years of experience with key focus on credit risk management, business development for mortgages and property finance in retail and commercial lending. A Business Advisory consultant with hands on experience in undertaking national baseline surveys, feasibility studies, national minimum credit underwriting standards and national cooperatives development policy. A financial literacy enthusiast, entrepreneurship coach and wealth-planning advisor. A renowned World Bank consultant focusing on building SACCOs and other FIs capacity development for affordable mortgages, Credit risk infrastructure and people, operational risks, environmental and social risks, products development and institutional assessment for product readiness.
